Credit Services

Ontario Credit Repair & Credit Rebuilding

At Mark Wilson’s Better Used Cars, we are proud to help those with bad credit get approved for car loans. We have been proudly serving the Southern Ontario Region, including the cities of Guelph, Kitchener, Waterloo, Cambridge, Brantford, Milton, Fergus, Hamilton, Milton, and more!

We will work with your budget, to help you finance a new car. Our finance specialists and credit rebuilding experts are skilled at repairing bad credit, and can help you figure out how much money you are eligible to receive for your car loan. You always have a variety of finance options, and the Approval Centre will make sure you are well-informed to make a good decision when financing and purchasing a used car.

Here at Mark Wilson’s Better
Used Cars, we can help repair
your credit if you have experienced

  • History of Bad Credit
  • Multiple Collections
  • Previous Bankruptcy
  • Write Offs
  • Job Loss
  • Missed Credit Card Payment
  • Missed Loan Payment
  • Closed Accounts
  • No Credit
  • Student Loan Debt
  • Repossession
  • Being New to Canada

Getting a financial pre-approval is the first step when shopping for your next used car. A pre-approval allows you to properly manage your budget when shopping for a vehicle, and allows you to start financing your car. Our credit rebuilding experts and finance team will guide you through the process and help you get pre-approved, even if you have bad credit. A pre-approval on a car loan helps you narrow your search and maximize your time when you shop for a used car.


After you have been pre-approved, and you have selected a car, the next step is getting financing. Our car loan experts will record your information, discuss your desired term, warranty coverage, and low monthly payments. Our staff will find an appropriate plan low-cost plan for your car loan. Whether you have bad credit, no credit, or good credit, auto financing is always available. We are happy to help anyone finance a new car, despite your credit history. We will work with your credit to find you a car!

Balloon Payments

Balloon payments are an effective way of obtaining an auto loan for a high-end vehicle, without high-end payments. Balloon payments are available to customers with all types of credit history, even if you have bad credit and are wishing to rebuild your credit. This type of car loan financing allows for a longer term, with a stable interest rate, and a low monthly payment. This way, you can have the car you have always wanted – at an affordable monthly rate!